SCORE: 4.3
By Erik J. Martin
Sage Mortgage Evaluation 2021 | The Easy Greenback
Overview
Sage Mortgage is a web based mortgage dealer that works with a number of wholesale lenders. The dealer was based in 2020 and is headquartered in Fort Mill, South Carolina. To attach with Sage, you possibly can submit your data by way of The Easy Greenback, an affiliate firm, or go to the dealer instantly on-line to start out an software. From there, you’ll be assigned a devoted mortgage officer. Together with aiding you with discovering a mortgage, the dealer might help you safe a preapproval in a single to 2 days, and the standard closing takes 29 days. (Editor’s observe: Sage Mortgage is owned by The Easy Greenback guardian firm Purple Ventures however had no affect in The Easy Greenback’s evaluation. The Easy Greenback’s editorial staff operates independently and has requirements in place to make sure the data on this evaluation is correct and unbiased.)
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Breakdown of Sage evaluation rating
- Affordability: 14.75/15
- Availability: 14/15
- Borrower expertise: 10/10
Execs and cons
Execs
- Works with a number of wholesalers to supply aggressive charges and quick cycle instances
- Debtors can full a fast and simple software on-line 24/7, 12 months a 12 months
- Devoted mortgage officer works with debtors all through your entire course of
- Most mortgages shut inside 29 days
Cons
- Doesn’t provide VA loans
- Doesn’t provide dwelling fairness loans or dwelling fairness strains of credit score (HELOCs)
Good for
Debtors seeking to discover the most effective deal for his or her particular person state of affairs.
Fame
Sage Mortgage (Ahead Mortgage Lending) has a C+ ranking with the Higher Enterprise Bureau, and isn’t accredited by the group.
Refinancing with Sage
Debtors seeking to refinance their present mortgage can get aggressive charges by way of Sage, which works with a number of lenders to search out you the best mortgage with the bottom attainable charge and charges. The dealer shows a promotional refinance charge on-line, however this received’t essentially be reflective of what charge you’d particularly qualify for.
Evaluation methodology
To find out a mortgage lender’s SimpleScore, The Easy Greenback’s editorial staff charges lenders on a scale of 1 to 5 stars primarily based on a wide range of elements referring to the lender’s services. The Easy Greenback’s companions compensate us, however our opinions are our personal, and accomplice relationships don’t affect our critiques. Right here is our full methodology.
Click on right here to learn the remainder of Sage Mortgage’s client critiques.
