6 Finest Fuel Rewards Packages Save Cash on the Pump

Grocery retailer loyalty packages was the best way to go to save cash on fuel. However now that fuel stations are providing their very own fuel rewards packages, it’s time to rethink your fueling technique, particularly as fuel costs skyrocket.

We entered 2022 with costs $1 larger per gallon than in the beginning of 2021, which was already problematic for middle-class households going through stagnant wages and rising inflation — the best it’s been in many years. However Russia’s conflict on Ukraine rapidly drove fuel costs to a 14-year excessive. The nationwide common fuel worth formally surpassed $5/gallon over the summer season however has slowly crept its approach again all the way down to $3.80 as we enter the vacation season, in line with AAA.

It’s a notable drop, however that’s nonetheless greater than half a greenback greater than this time final yr. It’s sufficient of a distinction for households to really feel the squeeze: Fuel costs had been nonetheless a sizzling matter going into the midterm elections on Nov. 8, 2022.For those who’re feeling helpless watching these file numbers on the pump, join a fuel rewards program to begin your financial savings now.

Fuel Rewards Packages at a Look

Identify Minimal Financial savings The way it Works Different Financial savings Different Advantages
BPme Rewards 5 cents per gallon Purchase min. $100 gasoline/month Occasional bonus affords Paid matching worth program choice
Exxon Mobil Rewards+ 3 cents per gallon Factors for gasoline, retail “Frequent filler” standing Observe rewards in an app
Maverik Journey Membership 2 cents per gallon Factors for gasoline, retail Nitro checking-account card for 10c/gallon Nitro BestPrice honors competitor pricing
Pilot Flying J myRewards Plus 3 cents per gallon Designed for skilled and RV drivers Army reductions Factors for in-store purchases
Shell Gas Rewards 3 cents per gallon Frequency factors Automobile rental reductions Gold degree financial savings
Speedy Rewards You resolve Factors for gasoline, retail Choose purchases bonus Speedy Membership
Circle Ok Straightforward Rewards You resolve Factors flip into money Particular affords with app Frequency golf equipment

6 of the Finest Fuel Rewards Packages

On the hunt for reasonable fuel? Take a look at this checklist of the perfect gasoline rewards packages, plus some bonus suggestions for utilizing free fuel apps to save lots of much more.

Chris Zuppa/The Penny Hoarder

1. BPme Rewards

BPme Rewards changed BP’s earlier fuel reward program (BP Driver Rewards) in June 2020. The earlier program saved customers as much as 10 cents a gallon, however essentially the most you’ll save below regular situations with BMme Rewards is 5 cents a gallon at BP and Amoco fuel stations.

To get began, obtain the BPme Rewards app and register for an account. Do that proper earlier than filling up at a close-by BP as a result of the rewards kick in immediately. You’ll get 5 cents off at BP and Amoco fuel stations nationwide for the month.

To maintain the 5-cent low cost going after that, you’ll have to spend no less than $100 on gasoline from BP every calendar month. Relying in your fuel tank measurement and present fuel costs, that’s roughly two to 4 fill-ups a month. As fuel costs proceed to climb, this goal could also be extra attainable.

For those who fail to hit the month-to-month $100 minimal, you’ll not qualify for a reduction.

The BPme Rewards app does promise particular bonus affords with further financial savings every now and then.

Perhaps the best function of BPme Rewards, nevertheless, is Value Match. BP calls it a first-of-its-kind program. Subscribe for 99 cents a month, and the app will discover costs at close by competitor fuel stations — inside a 0.5-mile radius (as much as 2 miles till rivals are discovered) — to earn you a reduction.

Professional Tip

The primary 30 days of Value Match are free! Attempt it out for a month to see if it’s definitely worth the 99 cents. For those who don’t discover it helpful, simply unsubscribe earlier than it prices you for the second month.

Whereas this fuel rewards program is free, the optionally available Value Match may price you roughly $12 a yr.

BP additionally simply rolled out an up to date bank card: the BPme Rewards Visa. This card has no annual payment, will get you 30 cents off per gallon at BP and Amoco throughout your first 60 days (then 15 cents per gallon thereafter), plus 5% money again on non-fuel purchases at BP and Amoco, 3% money again on groceries and eating and 1% money again on all different qualifying purchases.

2. Exxon Mobil Rewards+

After parting methods with Plenti, Exxon Mobil launched its personal rewards program, Exxon Mobil Rewards+, which is among the finest gasoline rewards packages on this checklist.

This points-based system awards 3 cents in factors per gallon on gasoline purchases, plus 2 cents in factors per greenback spent on issues like automotive washes and comfort retailer objects. Lottery tickets, money again and reward playing cards are among the many exclusions.

For those who use Exxon Mobil Synergy Supreme+ premium fuel, you’ll earn an extra 3 cents in factors per gallon. You’ve simply bought to pump 8 gallons of gasoline 3 times a month to be eligible.

Members of AARP mechanically earn an additional 1 cent per gallon of fuel and 1 cent per greenback within the retailer. And for those who pump 100+ gallons a month, you’re thought-about a Frequent Filler and can earn an further 1 cent per gallon and a couple of cents per greenback.

In whole, this fuel rewards program may earn you as much as 8 cents in factors per gallon pumped and 5 cents per retailer greenback spent

Members can redeem factors on gasoline, automotive washes and retailer objects, with each 100 factors equaling $1 off.

Let’s say you’ve a 10-gallon tank and are incomes 3 factors per gallon.

Meaning you’ll solely must replenish somewhat over 3 times on the fuel station to earn sufficient factors for $1 off gasoline and different purchases — not too shabby. Mix that with any factors you earn on automotive washes and in-store objects, and you’ve got a fair higher deal.

It’s also possible to hold monitor of your rewards within the Exxon Mobil Rewards+ app for Android and iPhone. You may even pay proper on the pump with the app; no have to insert a bank card or step into the fuel station.

Fuel bank cards are a good way to save lots of much more on the pump. The ExxonMobil Sensible Card+ takes 30 cents off each gallon for the primary two months after opening the bank card account (plus 12 cents off every gallon of Synergy Supreme+ premium gasoline or 10 cents off different grades of Synergy gasoline).

After the introductory interval, you’ll nonetheless save 12 cents/gallon on Synergy Supreme+ and 10 cents/gallon on all different Synergy gasoline grades. Plus, you’ll earn 5% money again on all in-store purchases and automotive washes on the primary $1,200 you spend every year.

The ExxonMobil Sensible Card+ (launched Feb. 1, 2022) successfully changed the ExxonMobil Sensible Card. For those who had been already a Sensible Card member, you had been mechanically transitioned to this new program.

There isn’t any annual payment for this fuel station rewards program.

3. Maverik’s Journey Membership and Nitro Playing cards

Positioned in a number of states throughout the Northwest, Maverik is one other comfort retailer providing its personal gasoline rewards program: Maverik’s Journey Membership. This program affords two rewards: the Journey Membership and the Nitro card.

The Journey Membership affords 2 cents off per gallon on gasoline purchases. Card holders can earn Path Factors by way of gasoline and in-store purchases, excluding reward playing cards, money again, and age-restricted merchandise.

You should utilize Path Factors to purchase retailer objects or win prizes in sweepstakes drawings.

Professional Tip

The Journey Membership additionally lets card holders accumulate digital punches to earn free merchandise as a part of the Punch-It! Program.

The Nitro card affords all the identical advantages and somewhat bit extra, together with 10 cents off per gallon of the posted credit score worth, 4x Path Factors from purchases, 1x Path Level for each gallon of gasoline pumped, $1 every day sizzling drinks as much as a big, and $1 fountain drinks and refills as much as extra-large. You’ll even get a free BonFire burrito with sign-up!

This represents a latest replace to the Nitro program in Could 2022. Maverik practically doubled its gasoline rewards (up from 6 cents a gallon) and added new incentives at a time when fuel costs are surging.

Even higher, the Nitro card now contains Nitro BestPrice. Maverik mechanically displays marketed fuel costs within the space. If a competitor is decrease and a buyer pays with their Nitro card, they’ll get that lower cost. (Keep in mind, BP prices for this service!)

The principle distinction between the playing cards is that the Nitro card have to be linked to your checking account, and you could pay utilizing the cardboard to save lots of on gasoline and earn factors.

Although you utilize the Nitro card to pay, it’s not a bank card. It’s extra like a fuel station ACH card since it’s tied on to your checking account.

Observe your Journey Membership rewards by logging in to the web site or by way of the free app for Android and iPhone.

Proper now, Maverik is providing a bonus for signing up: a free fountain drink whenever you register for the Journey Membership and a free BonFire burrito whenever you join a Nitro card.

4. Pilot Flying J Most well-liked Buyer Rewards

Pilot Flying J’s rewards program is constructed with skilled and RV drivers in thoughts. In case you are an expert driver or touring the nation in an RV, join the Most well-liked Buyer Rewards card and the myRewards Plus app.

With myRewards Plus, you possibly can earn factors whenever you replenish and make in-store purchases, then use these factors for future purchases (typical exclusions are lotto tickets, money again and reward playing cards) with the myRewards card. You’ll additionally take pleasure in particular rewards throughout your birthday month.

Now by way of the top of 2022, you may also save 10 cents per gallon only for signing up.

Search for particular promotions every month. For the vacation season, Pilot Flying J is providing 4 factors per gallon after simply six diesel fills whenever you activate PushForPoints within the app. Skilled drivers also can accrue factors for showers, coffees, laundry and extra with myRewards.

Skilled drivers also can accrue factors for showers, coffees, laundry and extra with myRewards.

You may handle your rewards utilizing the myRewards Plus app. And for those who’re an energetic responsibility navy member, veteran or speedy member of the family of both, you qualify for a ten% meals and beverage low cost together with your ID.me quantity.

The app additionally permits you to monitor your receipts and discover gasoline costs. There isn’t any annual payment for this fuel station financial savings program.

A male fuels up his car at Shell gas station in San Francisco.
A motorist fills up with fuel at a Shell station on Monday, Nov. 22, 2021, in San Francisco. Noah Berger/AP Photograph

5. Shell Gas Rewards

Shell Gas Rewards has two tiers: Silver Standing, which saves 3 cents per gallon on gasoline purchases, and Gold Standing, which saves you 5 cents a gallon.

You’ll immediately obtain Gold Standing for the primary six full calendar months of membership. To take care of Gold Standing, you solely have to replenish six instances with no less than 5 gallons each three months. For those who can preserve Gold Standing, you’ll discover this is among the prime fuel rewards packages on the market.

Professional Tip

To take care of Gold Standing after six months, you’ll have to replenish six instances with no less than 5 gallons every time over the last three months of your introductory interval.

Shell Gas Rewards affords further financial savings that may be stacked on to your standing, together with 5 cents off per gallon for each $50 you spend buying on-line, 10 cents off per gallon for each $50 you spend on stay occasion tickets and 10 cents off per gallon for each $50 you spend on eating at taking part eating places. You may earn further financial savings for reserving rental automobiles (25% off base charges for rental automobiles and earn 10 cents off per gallon for each $50 you spend).

So let’s say you earn Gold standing, then one other 25 cents off per gallon for buying on-line and one other 10 cents off for eating out. Meaning you’ll get a complete of 40 cents off per gallon in your subsequent fill-up of as much as 20 gallons.

It’s also possible to earn extra by way of featured affords.

You need to decide in to the Hyperlink & Save function to hyperlink Gas Rewards together with your Gold Standing or Silver Standing financial savings. This requires that you simply hyperlink your credit score or debit card to your account.

To save lots of extra every time you head to the gasoline pump, you possibly can apply for the Shell | Gas Rewards Mastercard. This is among the finest fuel station bank cards on supply.

The bank card earns you 30 cents off per gallon (as much as 35 gallons) in your first 5 Shell gasoline purchases made by June 30, 2023, however the rewards hold going after: You’ll proceed to earn 10 cents off for each fuel fill-up at Shell. It’s also possible to earn Shell rebates (starting from 1% to 10%) on qualifying purchases.

Whereas the fuel station bank card is a pleasant add-on to the gasoline rewards program, bank card energy customers will seemingly discover they earn extra with conventional money again bank cards.

It’s also possible to apply for the fundamental Shell | Gas Rewards Card that has the save fuel financial savings however doesn’t supply reductions on on a regular basis purchases.

One other hallmark of Shell is its partnership with grocery shops. Earn gasoline factors by buying at your favourite grocery chain and use them for reductions at Shell fuel stations.

Shell’s grocery retailer rewards symbolize grocery store chains from all throughout the nation. Right here’s the entire checklist:

  • Dillons
  • Meals for Much less
  • Fred Meyer
  • Fry’s
  • Large
  • Homeland
  • HyVee
  • Jay C
  • Kroger
  • King Soopers and Metropolis MArket
  • PayLess
  • QFC – High quality Meals Facilities
  • Ralph’s
  • Cease & Store
  • Smiths

There isn’t any annual payment for this fuel rewards program.

6. Speedway Speedy Rewards

Identical to Shell’s program, Speedway Speedy Rewards is full of a ton of the way to save lots of, and it comes with a free cellular app to maintain monitor of all of it. It would presumably be the perfect of the perfect fuel rewards packages on our checklist.

With Speedy Rewards, you’ll earn 10 factors per gallon on the pump and 20 factors per greenback spent in-store, plus bonus factors on choose objects. It’s also possible to earn reward factors for buying on-line by way of the Speedy Rewards Mall.

And if you wish to use factors at no cost stuff, a minimal of 1,250 factors will get you free drinks and snacks, whereas 5,500 factors can get you an entire massive pizza (or simply 1,350 for a single sizzling slice). You may even purchase reward playing cards.

Need to use factors on gasoline reductions? It takes 1,750 factors to earn 10 cents off per gallon.

You may earn much more free stuff whenever you develop into a part of the Speedy Membership. All you need to do is buy one merchandise from the membership, and also you’re in!

With the Speedy Membership, for those who frequent the automotive wash, you possibly can earn a free wash for each six you buy. And for those who’re all in regards to the espresso, fountain drinks and Speedy Freezes, you might be a part of the Beverage Membership — which lets you select a reward for each six drinks you purchase. This could possibly be a free beverage, 1,000 bonus factors or 10 cents off gasoline.

There are an entire checklist of different golf equipment, from donuts to gaming playing cards, all with comparable affords of receiving a reward whenever you purchase six.

As an added perk for utilizing the Speedy Rewards Pay Card, you’ll earn additional advantages that adjust by state:

  • In Massachusetts, Rhode Island and Pennsylvania (excluding the Pittsburgh space), you’ll save an additional 5 cents per gallon each day.
  • Within the Pittsburgh space, you’ll save an additional 11 cents per gallon each day.
  • In Delaware, New Hampshire and New York, you’ll save 10 cents per gallon each day (plus save 15 cents a gallon for the primary 60 days).
  • In Arizona, California, Colorado, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, Nevada, New Mexico, Ohio, South Dakota, Texas and Utah, you’ll earn double gasoline factors each day (plus save 5 cents a gallon in your first 90 days).
  • In Alabama, Connecticut, Florida, New Jersey, North Carolina, South Carolina, Tennessee, Virginia, West Virginia and Wisconsin, you’ll earn double gasoline factors each day (plus 70 factors per gallon in your first 90 days).
  • In choose Indiana markets (together with Fort Wayne, Anderson, Lafayette and Kokomo), you’ll save 10 cents per gallon each day (plus save 15 cents a gallon in your first 90 days).
  • In Hilton Head, South Carolina, you’ll save 5 cents per gallon each day (plus save 10 cents a gallon in your first 90 days).

Speedway additionally affords the Speedy Rewards Mastercard. Whenever you swipe it at Speedway shops, you’ll earn 50 factors per greenback spent. You’ll earn 10 factors per greenback spent in all places else Mastercard is accepted. And also you’ll get 25,000 bonus factors whenever you spend no less than $500 within the first three billing cycles after account opening.

There isn’t any annual payment for this fuel station rewards program.

​​Use Apps to Discover the Least expensive Fuel

Perhaps you might be signed up for fuel station rewards packages however are touring and never close to your common fill-up spot. Reap the benefits of a number of web sites and apps that let you know the value of gasoline at close by stations. Upside, GasBuddy and Waze are standard choices.

The worth of fuel can differ considerably throughout state traces, so for those who’re planning a visit, verify the place costs are decrease alongside the best way. Keep away from getting fuel at stations simply off a freeway exit or in the midst of a significant metropolis — stations in these areas are inclined to cost greater than ones somewhat extra out of the best way. Planning is an important a part of discovering the most affordable fuel, particularly when touring.

Timothy Moore covers financial institution accounts, loans, insurance coverage and bank cards for The Penny Hoarder from his house base in Cincinnati. He has labored in modifying and graphic design for a advertising company, a world analysis agency and a significant print publication. He covers quite a lot of different matters, together with journey, taxes, budgeting, pet care and automotive. He’s labored within the area since 2012 with publications equivalent to The Penny Hoarder, Insider, Sound Greenback, Chime, SoFi, Debt.com, Ladders, WDW Journal and Glassdoor.

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